To help you to keep your interest costs to a minimum, payments you make will be allocated to balances with the highest interest rates first, and to those which appear on your monthly statement, before those which will feature on future statements. To check the rates that apply to your account, refer to your latest credit card statement. You may be aware that different rates of interest apply to portions of your balance, varying based on transaction type, and whether the standard or a promotional rate applies. From your credit card account summary, select ‘More actions’, then ‘Paying your credit card’, then 'Request payment due date change'. if you usually receive your salary later than your due date falls. The fastest way to do this is through Internet Banking on a laptop or desktop computer. You can request to change your payment due date to better suit your needs, e.g.If you choose to make one-off payments, just make sure that the method you use will get your payment to us on time.You can also make payments, instead or in addition to a Direct Debit, from a bank account, with a debit card, by cheque or with cash at a branch.Set up a regular Direct Debit payment and we’ll automatically claim your selected payment amount when it’s due. ![]() You could also lose any promotional rates on your credit card and have to pay the standard interest rate instead. If you miss or make a late payment, you are likely to be charged a late fee and damage your credit rating.If you only make the minimum payment each month, it'll take longer and cost you more to pay off your balance.If you can't pay the whole statement balance, it's a good idea to pay as much as you can, as it may help to keep any interest costs down.You can make payments to your credit card account at any time, but you need to pay at least the minimum amount shown on your statement each month.
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